Terms of Service
1. About this service
ProbiAI provides car insurance cost estimates based on publicly available UK market data. This is an information service only. Using it does not create any relationship with an insurer.
2. Not financial advice
ProbiAI is not authorised or regulated by the Financial Conduct Authority (FCA). Estimates are based on aggregated market data from ABI, Uswitch, Quotezone, and Confused.com. They are not personalised financial advice. Always compare actual quotes through FCA-authorised comparison services before making any insurance decision.
3. Accuracy of estimates
Estimates are based on ABI Q3 2025 data and Q4 2025 market research. Actual quotes will vary based on individual circumstances and insurer pricing. Northstar Sterling Limited accepts no liability for decisions made based on our estimates.
4. Affiliate relationships
ProbiAI links to comparison websites and may earn a small commission when users purchase through these links. This is disclosed on the estimate page. It does not affect the price you pay.
5. Concierge session service
The optional paid concierge session (£19.99) is a 30-minute WhatsApp guidance service. We help you understand comparison site questions and guide you through one site live, with advice on the other three.
- We do not arrange insurance on your behalf
- We do not hold FCA permissions
- We do not provide regulated financial advice
- Payment is taken at the start of the call
6. Acceptable use
Personal, non-commercial use only. You may not scrape our pricing model, generate bulk estimates, or misrepresent our estimates as actual quotes.
7. Intellectual property
All content on quote.probiai.com is owned by Northstar Sterling Limited. Do not reproduce or redistribute without written permission.
8. Limitation of liability
To the maximum extent permitted by law, Northstar Sterling Limited accepts no liability for any loss arising from use of this service.
9. Governing law
These terms are governed by the laws of England and Wales.
10. Contact
Northstar Sterling Limited
avinash.mehrotra@northstarsterling.com
https://quote.probiai.com